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Terms of Service

Effective Date: September 17, 2025

1. Acceptance of Terms

By accessing or using the services provided by State Savings ("we," "us," or "our"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not use our services.

2. Description of Services

We provide financial advisory and investment management services to clients through various channels, including:

  • Our website and online portals
  • Mobile applications
  • In-person consultations
  • Telephone and video conferences

3. Client Responsibilities

As a client, you agree to:

  • Provide accurate and complete information
  • Review all account statements and reports
  • Notify us promptly of any changes to your financial situation
  • Comply with all applicable laws and regulations

4. Fees and Payments

Our fees are disclosed in our Form ADV Part 2A and in individual client agreements. You agree to pay all applicable fees for services rendered.

5. Investment Risks

All investments involve risk, including the potential loss of principal. Past performance is not indicative of future results. We do not guarantee any specific investment outcomes.

6. Intellectual Property

All content on our website and materials provided to you are protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express permission.

7. Termination

Either party may terminate the client relationship with written notice. Termination does not affect any rights or obligations that accrued prior to termination.

8. Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the state in which we are registered, without regard to its conflict of law provisions.

10. Changes to Terms

We may modify these Terms at any time. Continued use of our services after changes constitutes acceptance of the modified Terms.

11. Contact Information

State Savings
123 Financial District, Suite 500 New York, NY 10005
Email: customercare@mystatesavings.com
Phone: +48883146034

Providing trusted financial solutions since 2015. Our mission is to help clients achieve their financial goals through disciplined investment strategies and personalized service.

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© 2025 State Savings. All Rights Reserved. | SEC Registered Investment Advisor | FINRA Member | SIPC Protected Accounts

State Savings is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC). Registration does not imply a certain level of skill or training. Past performance is not indicative of future results. Investing involves risk including the potential loss of principal.