Form ADV Part 2A

Brochure Dated: September 16, 2025

SEC File Number:

This brochure provides information about the qualifications and business practices of State Savings. If you have any questions about the contents of this brochure, please contact us at customercare@mystatesavings.com.

The information in this brochure has not been approved or verified by the United States Securities and Exchange Commission or by any state securities authority.

Item 1: Cover Page

Firm Name: State Savings

Principal Office: 123 Financial District, Suite 500 New York, NY 10005

Contact: +48883146034 | customercare@mystatesavings.com

SEC Registration: 2020

Item 2: Material Changes

Since our last annual update, the following material changes have occurred:

  • Updated our fee schedule for certain advisory services
  • Added two new investment strategies to our offerings
  • Expanded our compliance team with additional personnel

Item 4: Advisory Business

We provide the following investment advisory services:

  • Discretionary portfolio management
  • Financial planning services
  • Retirement planning
  • Asset allocation strategies

Item 5: Fees and Compensation

Our standard fee schedule is as follows:

Service Fee Structure
Asset Management 1.00% on first $1M, 0.75% on next $2M, 0.50% above $3M
Financial Planning Flat fee of $2,500 - $5,000 depending on complexity
Consulting Services $300/hour

Item 8: Methods of Analysis

We utilize the following methods of analysis in formulating our investment advice:

  • Fundamental analysis of individual securities
  • Technical analysis of market trends
  • Quantitative modeling
  • Economic cycle analysis

Item 10: Other Financial Activities

Our firm and its related persons are engaged in the following financial activities:

  • Broker-dealer services through our affiliate
  • Insurance product recommendations

Item 14: Client Referrals

We may compensate third parties for client referrals under the following conditions:

  • All referral arrangements are disclosed to clients
  • No referral fees are paid for retirement account referrals
  • Referral fees do not exceed 25% of first-year advisory fees

Additional Information

For a complete copy of our Form ADV Part 2A, please contact our compliance department at customercare@mystatesavings.com or download the PDF version below:

Download Full Form ADV